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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
YES Bank
entry
•••• •••• •••• 0000
Zagg
RuPayYes Bank • RuPay• Entry
Annual Fee
Free
Base Reward Rate
3.00%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹50,000 per quarter
2 visits per calendar quarter, requires spend of at least Rs 50,000 in previous quarter
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹17,640
Blended 2.83% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded card by Zagg app and Yes Bank, formerly known as Rio Credit Card. Lifetime free (no joining/annual fee). Rewards redemption fee Rs 100 + GST. No welcome benefits or milestones. Best suited for UPI. Network not explicitly stated on page; referenced as RuPay-style UPI-linked but unconfirmed.